PINPAY and the merchant account services of the PINPAY Network are provided under license from ACAP Security Inc. a technology leader in software security for financial transactions and e-commerce solutions. Providing online PIN-debit security at levels which exceed existing ATM services, PINPAY has rapidly established the highest standard in online e-commerce payment transactions. Available worldwide, now every online store merchant and every online consumer has the technology and the services needed to transact online business in a very safe and highly secure environment.

The PINPAY Network is a secure online payment-processing system that allows Internet-based businesses to accept secure PIN-debit card payment transactions at their online store.

Now cardholders can enjoy the benefits of PIN-debit while shopping at their favorite merchant’s online store. Payment is as easy as entering your PIN on a highly secure pin-pad located on your computer screen. The secure software and encrypted payment links operate with every type of computer- laptop, handheld and desktop. Security is of utmost concern and PINPAY offers your PIN even more security than an ATM. The PIN is secure from hackers and criminals because it does not travel over the World Wide Web and does not use your Internet browser. Using a proprietary patent-pending secure pipeline, your PIN is secured over all communications media- phone lines, cable, satellite and wireless. Now your online shopping is more secure than an ATM and just as simple.

any new pre-paid debit cards are being issued. Travel card, payroll cards, student cards, family cards, health cards, and others are everywhere. Furthermore, surveys and historical data indicate that consumers now “prefer” paying with a debit card rather than a credit card.